As many folks recover from the economic downturn, many homeowners who were forced to give up their homes in a “short-sale”, are finding new challenges when trying to purchase their next home. Fannie Mae previously ruled that those owners who were forced by various circumstances to “short-sell” their properties could apply for a new loan to purchase another home two years after completion of the deal. Recently, however, Fannie Mae changed those guidelines and the waiting period is now 4 years, much to the chagrin of potential buyers. Some lenders, however, may be willing to finance your new Naples home based on criteria such as job history, salary, savings and whether or not the short sale was just an anomaly in your credit history. I will be more than happy to help you find the right lenders and untangle the web of requirements, so that you may realize your dream of buying again. Call me at 239-273-4006, email me at Fay@MoveToNaplesNow.com or visit my website at fay.movetonaplesnow.com where you can also learn about my Special Buy and Fly Travel Incentive Program. Fay Mlinarich, PA., Premiere Plus Realty.
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